Private Health Services Plan (PHSP):
Not a traditional insurance product,
Tax-Free Reimbursement of health & dental expenses for
owners and employees
Benefits to business owner:
• Available for Sole Proprietorships,
Parternships and Corporations
• Offer health and dental benefits to
self and employees
• 100% tax deduction for business on
medical reimbursements
• Tax-free reimbursement to participants
of medical expenses allowed under CRA
• No medical questions and no age restrictions
• CRA Approved
Claim your Member discount
1-866-527-0123 ext 2
View PHSP Video on
www.kap.mb.ca/private-health-services-plan.cfm
For More Information: 1-866-527-0123 ext 2 phsp@hubinternational.com
○ Protection for you and your family
○ Comprehensive Worldwide Emergency Travel Coverage
○ $5 million Emergency Medical Coverage with No Deductible
○ Annual Multi-trip Plan with maximum of 60 days per trip
○ No Medical Questions on Application Form - 90 Day Stability Clause
TRAVEL
WORRY
FREE with KAP’s NEW Travel Plan
Distributed by HUB International Canada West ULC. • Administered by AZGA Service Canada Inc. o/a Allianz Global Assistance
Underwritten by CUMIS, a member company of The Co-operators, under Group Policy FC310042.
Must be a member of KAP under the age of 70 • Benefits are not payable for costs or losses incurred due to, contributed to by, or resulting from your
medical condition or related condition, other than a minor ailment, that was not stable at any time during the 90 days immediately before the trip.
Other Exclusions and Limitations may apply. • Annual Rates are subject to change.
Single Coverage
Annual Premium: $60yr
Couple/Family Coverage
Annual Premium: $144yr
For more information:
kapbenefits@hubinternational.com
1-866-527-0123 ext. 1
32 § Manitoba Farmers’ Voice § Winter 2019
/private-health-services-plan.cfm
link
link
/private-health-services-plan.cfm
link
link
